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Top Real Estate Links: Manchester, Arlington and Stratton Mountain Vermont home buying, real estate listings, and homes for sale in Bennington County, VT

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Useful Real Estate Web Sites

Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find.

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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	During what months of the year do most people move from one home to another?
A	Most moves occur between the months of May and September.
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Real Estate Attorney
Brian Teason, Esq (802) 362-2423
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Anne Lemke, REALTORŽ, real estate agent and broker for Manchester, Arlington and Stratton Mountain Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)

Lemke Ranked #1 VT RE/MAX agent in '05, '07 & '08!
RE/MAX Star Properties
Sirloin Saloon Bldg; 135 Depot St., PO Box 850
Manchester
VT 05255
Toll Free: (888) 778-7629
Office: (802) 362-9889 x 205
Home Office: (802) 362-4124
Cell: (802) 558-6516
Fax: (802) 362-2234
AnneLemke@NUMBER1EXPERT.com
anne@remaxstar.com
Anne Lemke, your 24/7 Realtor, has the competitive advantage of placing #1 in the state of Vermont for all RE/MAX agents for ye 2008, along with the TOP ranking in 2005 and 2007. And, Anne received the #1 "STAR" for number of closings for RE/MAX Star Properties for ye 2009! Another distinction Anne has received in 2008 has been for her acknowledgement as Realtor of the Year - an honor bestowed upon Anne by her peers. Anne has also been ranked #1 RE/MAX agent in the state of Vermont for years ending 2007 and 2005, the first half of 2006, the first half of 2004 & in Southern VT for years ending 2001 & 2002. Anne has reached the top 5 RE/MAX agents Statewide during the last 25 consecutive quarters indicating her outstanding consistency and stand-out performance. Anne is also Past President of the SCVBR (South Central Vermont Board of Realtors) and she received the REALTOR of the YEAR AWARD in 2008. My Mom always told me that sometimes you're on the receiving end and sometimes you're on the giving end and you need to have balance between the two. Previously a math and psychology teacher, Anne is passionate about education and remains very involved with the local schools, which are superb, and the community. Integrity, understanding, accountability and creativity are what make Anne stand out from the Real Estate masses. For competent, compassionate and professional service, always, call Anne - she knows her stuff!

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