Manchester, Arlington and Stratton Mountain real estate and homes for sale in Vermont - Anne Lemke, REALTOR® Anne Lemke REALTOR(r) for Manchester, Arlington and Stratton Mountain, Vermont real estate - NUMBER1EXPERT™ Anne Lemke NUMBER1EXPERT(tm) for Manchester, Arlington and Stratton Mountain, Vermont real estate

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Anne Lemke, REALTORŪ, real estate agent and broker for Manchester, Arlington and Stratton Mountain Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 888-778-7629.


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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
Where is the world's oldest hotel?

A 
The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
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Anne Lemke, REALTORŪ, real estate agent and broker for Manchester, Arlington and Stratton Mountain Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)

Lemke Ranked #1 VT RE/MAX agent in '05, '07 & '08!
RE/MAX Star Properties

Sirloin Saloon Bldg; 135 Depot St., PO Box 850
Manchester
VT 05255
Toll Free: (888) 778-7629
Office: (802) 362-9889 x 205
Home Office: (802) 362-4124
Cell: (802) 558-6516
Fax: (802) 362-2234
AnneLemke@NUMBER1EXPERT.com
anne@remaxstar.com

Anne Lemke, your 24/7 Realtor, has the competitive advantage of placing #1 in the state of Vermont for all RE/MAX agents for ye 2008, along with the TOP ranking in 2005 and 2007. And, Anne received the #1 "STAR" for number of closings for RE/MAX Star Properties for ye 2009! Another distinction Anne has received in 2008 has been for her acknowledgement as Realtor of the Year - an honor bestowed upon Anne by her peers. Anne has also been ranked #1 RE/MAX agent in the state of Vermont for years ending 2007 and 2005, the first half of 2006, the first half of 2004 & in Southern VT for years ending 2001 & 2002. Anne has reached the top 5 RE/MAX agents Statewide during the last 25 consecutive quarters indicating her outstanding consistency and stand-out performance. Anne is also Past President of the SCVBR (South Central Vermont Board of Realtors) and she received the REALTOR of the YEAR AWARD in 2008. My Mom always told me that sometimes you're on the receiving end and sometimes you're on the giving end and you need to have balance between the two. Previously a math and psychology teacher, Anne is passionate about education and remains very involved with the local schools, which are superb, and the community. Integrity, understanding, accountability and creativity are what make Anne stand out from the Real Estate masses. For competent, compassionate and professional service, always, call Anne - she knows her stuff!

ABR CBR REALTOR MLS Equal Housing


RE/MAX Star Properties real estate and homes for sale in Manchester, Arlington and Stratton Mountain Vermont

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