Manchester, Arlington and Stratton Mountain real estate and homes for sale in Vermont - Anne Lemke, REALTOR® Anne Lemke REALTOR(r) for Manchester, Arlington and Stratton Mountain, Vermont real estate - NUMBER1EXPERT™ Anne Lemke NUMBER1EXPERT(tm) for Manchester, Arlington and Stratton Mountain, Vermont real estate

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Anne Lemke, REALTORŪ, real estate agent and broker for Manchester, Arlington and Stratton Mountain Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 888-778-7629.


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For Realtors: Manchester, Arlington and Stratton Mountain Vermont home buying, real estate listings, and homes for sale in Bennington                     County, VT
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You can trust me with your important referrals. I have a great track record of success as a top producer. I have the experience you are looking for. Plus I am a very web-savvy Realtor, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. 

As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to me. 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
Which metropolitan area in America currently offers the most affordable market in which to buy new homes?

A 
The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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Ray Bolton, Esq. Bennington, VT (802) 447-3337
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Anne Lemke, REALTORŪ, real estate agent and broker for Manchester, Arlington and Stratton Mountain Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)

Anne Lemke Ranked #1 VT RE/MAX agent in '05 & '07
RE/MAX Star Properties

Sirloin Saloon Bldg; 135 Depot St., PO Box 850
Manchester
VT 05255
Toll Free: (888) 778-7629
Office: (802) 362-9889 x 205
Home Office: (802) 362-4124
Cell: (802) 558-6516
Fax: (802) 362-2234
AnneLemke@NUMBER1EXPERT.com
anne@remaxstar.com

Anne Lemke, your 24/7 Realtor, has the competitive advantage of placing #1 in the state of Vermont for all RE/MAX agents lst Quarter 2008, for years ending 2007 and 2005, the first half of 2006, the first half of 2004 & in Southern VT for years ending 2001 & 2002. Anne has reached the top 5 RE/MAX agents Statewide during the last 25 consecutive quarters indicating her outstanding consistency and stand-out performance. Anne is also Past President of the SCVBR (South Central Vermont Board of Realtors) and she received the REALTOR of the YEAR AWARD in 2008. My Mom always told me that sometimes you're on the receiving end and sometimes you're on the giving end and you need to have balance between the two. Previously a math and psychology teacher, Anne is passionate about education and remains very involved with the local schools, which are superb, and the community. Integrity, understanding, accountability and creativity are what make Anne stand out from the Real Estate masses. For competent, compassionate and professional service, always, call Anne - she knows her stuff!

ABRCBRREALTORMLSEqual Housing


RE/MAX Star Properties real estate and homes for sale in Manchester, Arlington and Stratton Mountain Vermont

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