|  | | | Play Gear for Vermont | |
 Anne Lemke, your 24/7 Realtor, has the competitive advantage of placing #1 in Vermont for all RE/MAX agents January through September, 2005 and in Southern VT for years ending 2001 and 2002. Previously a math and psychology teacher, Anne is passionate about education and remains very involved with the local schools, which are superb, and the community. Integrity, understanding, accountability and creativity are what make Anne stand out from the Real Estate masses. For competent, compassionate and professional service, always, call Anne! * President Elect of South Central Vermont Board of Realtors, with 150+ Realtor members. * Consistently ranked for RE/MAX top agents in VT
* Loves making good things happen
* 2 great college-age daughters;St.Lawrence & USC (#1 in Football - Go Trojans!!)
* 1 great husband who loves to fly fish between
computer teaching
* 1 not-so-great, but soooo loveable doxie
* Likes to play - ski, bike, kayak, hike, play
hockey, camp & kabox
* Loves to introduce people to this wonderful
area!
 |  | | | The Lemke Family; Hannah & me, Kelly, Molly & Glenn | |
|  | | | Hannah - our stubborn & soooo loveable doxie | |
|  | | | We LOVE Vermont | |
|  | | | Kelly with Merlot | |
|  | | | Cross Country at Equinox Pond | |
|  | | | Equinox Pond & Cabin | |
|  | | | Molly & Dad Fly Fishing | |
|  | | | Me, Molly & Glenn at St. Mary's Falls | |
|  | | | Molly & Hannah at Robin's Lookout | |
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Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
What is the highest skyscraper hotel in the world?
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| A |
The Grand Hyatt Shanhai in Pudong, Shanhai, China occupies the top 35 floors of the 88-story Jin Mao Tower, which at 1,378 feet is the tallest building in China and the third tallest building in the world. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
